J Wood Insurance
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Pet Insurance Quote
      • Umbrella Insurance Quote
      • Wedding Insurance Quote
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Other >
      • Event Insurance
      • Pet Insurance
      • Wedding Insurance
      • Umbrella Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Insurance Carriers
    • Newsletter Signup
    • Accessibility Statement
    • Local Businesses
    • Glossary
    • Blog
  • Contact
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Pet Insurance Quote
      • Umbrella Insurance Quote
      • Wedding Insurance Quote
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Other >
      • Event Insurance
      • Pet Insurance
      • Wedding Insurance
      • Umbrella Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Insurance Carriers
    • Newsletter Signup
    • Accessibility Statement
    • Local Businesses
    • Glossary
    • Blog
  • Contact

J Wood Insurance Blog

3 Great Questions To Ask Your Agent When Getting A Homeowners Insurance Quote

3/4/2022

0 Comments

 
Picture
A big gap in insurance coverage for most homeowners and renters is for personal property. A typical homeowners policy often has very limited coverage for theft of your most valuable personal possessions like your wedding rings, a valuable collection of guns, records, memorabilia, etc. 
Always ask your independent agent these questions:
1. What are the limits of coverage for my personal property?
This will encourage your agent to dig into the policy details with you and make sure you are covered. 

2. Are there any upgrades to my policy that extend more coverage for my personal property? 
Many insurance companies have different levels of coverage that can be added for next to nothing extra and will be enough to give you the coverage you need. If not, they will offer a rider, which is like a small policy attached to your homeowners that will extend extra coverage to specific items.
 
3. Are there any special exclusions in this policy that is different than a typical HO3?
Many insurance companies like to sneak in little exclusions (ex. they do not extend liability coverage for bites from one your dogs). You can work with your independent insurance agent to make sure there are no exclusions that may affect you. 
​
Always disclose what valuable items you own and their value during your homeowners insurance quote so that your independent insurance agent can help you compare policies and provide you a quote for an additional policy to cover these items if you do not have enough. 

Remember, your independent insurance agent is as big an asset to you as the policy you buy and their expertise is free!
0 Comments



Leave a Reply.

    Contact Us

    (770) 322-4390
    571 Hwy 81 East
    McDonough, GA 30252​
    Click Here to Email Us

    Archives

    February 2023
    November 2022
    October 2022
    September 2022
    March 2022
    February 2022
    January 2022

    Categories

    All
    All
    FAQs
    Financial
    Insurance
    Safety

    RSS Feed

Providing home, auto, life, and business/commercial insurance in McDonough Ga, Locust Grove Ga, and all of Georgia. 


Navigation

Homepage
Insurance Quotes
Insurance Products
Contact Us
Agent Login

Connect With Us

Picture

Share This Page

Contact Us

J Wood Insurance
571 Hwy 81 East
McDonough, GA 30252
(770) 322-4390​
Click Here to Email Us

Location

McDonough Historic District, McDonough, GA, US photo by Bubba73 | CC-BY-SA-3.0 | Website by InsuranceSplash