Flood Insurance

It doesn't matter if you live in a flood plain, every property owner is susceptible to flood damage and your current insurance probably doesn't cover it. Let us give you a quote today!

What is Flood Insurance?

Flood insurance quotes ga is the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.

More About Flood Insurance

Nationwide, only 20% of American homes at risk for floods are actually covered by flood insurance. Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood. 

Flooding is defined by the National Flood Insurance Program as a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or two or more properties (at least one of which is your property) from: Overflow of inland waters, unusual and rapid accumulation or runoff of surface waters from any source, and mudflows

This can be brought on by landslides, a hurricane, earthquakes, or other natural disasters that influence flooding, but while a homeowner may, for example, have earthquake coverage, that coverage may not cover floods as a result of earthquakes.

Contact us to learn more about the right amount of flood coverage for your home.
​The insurance coverage you need – whenever you’re on the move 

Insuring Georgia, Alabama, and Tennessee vehicles - from two wheels to twelve!
As an independent insurance agency, J Wood Insurance works with many insurance companies and can help you find a balance between coverage and price to find the fit that’s right for you.
 
We’re your local agents –real, live members of the McDonough, Locust Grove, and Metro Atlanta community, so we know how to get you the right insurance for your vehicle. Whether your insurance needs are for finding the winter trails, taking a drive in the summer sun, or just commuting to work, we can help you find the insurance to keep you covered.
(770) 322-4390
100 Park 42 Drive, Ste. B
Locust Grove, GA 30248​
Click Here to Email Us
Flood Insurance Quotes
Get a quote for flood insurance