Always call 911 or emergency services and make sure you get a police report. The insurance company will want to see a police report, especially if someone else is involved in the accident. 

Alway call our agency first and discuss your claim with your agent so that the claim can be handled in the best way possible. That is why we are here!

Glass coverage is an add on to your comprehensive coverage that covers damage to the windshield and often has a lower deductible or no deductible. 

Comp, also known as Comprehensive, covers your car for things that may happen that are not related to a collision. There is often a set of named perils in your policy. 
Collision covers your car in an accident. This covers your car regardless of whether the accident was your fault or not. 

Coverage that protects you and the people in your car in the event another driver hits you with inadequate insurance coverage or no insurance at all.  Often drivers that carry low auto insurance limits do not have many assets to protect.  So in the event that you or someone in your car is badly injured by another driver and they have inadequate auto insurance liability limits there is nothing to gain by suing the driver.
In that case you can put a claim in under your own insurance policy.
Uninsured Motorist/Underinsured Motorist is an inexpensive coverage that is extremely important.

Medical payments coverage helps pay medical expenses for you or a passenger in your car regardless of whether the accident is your fault or not. Med pay can help you avoid a possible law suit from a passenger in your car if they are injured by being proactive about helping with medical expenses. While it is an optional coverage, we strongly encourage our customers to add this to their policy.